The Cost of Not Living Report
The steepest cost isn’t what people spend, it’s what they’ve stopped doing. Across Australia and New Zealand, employees are skipping leave, cutting small joys, and opting out of social moments that recharge energy and build bonds.
How HR can fight back
Leading ANZ employers are tackling both the cost of living and the cost of not living; easing day‑to‑day expenses while protecting the small joys and connections that keep people engaged and staying.
Make savings effortless, and reinvest in recovery and connection, so employees can make ends meet without putting life on pause.
Provide direct discounts on essentials, a broad retailer marketplace, and flexible spend‑anywhere rewards that actually make a difference to your people's weekly budget.
Run regular pulse surveys to understand what support means the most to your people and how rising costs are affecting their ability to work safely and productively.